Debt Collection Suit Defense
Skaar & Feagle, LLP has decades of experience defending debt collection lawsuits against major banks as well as large companies that purchase defaulted accounts. We are often able to either outright win some cases or work out favorable settlements for our clients on others. We offer a free telephone consultation, during which our firm will assess your possible defenses and determine a course of action to take to resolve your case. We generally will quote you a flat fee to handle your case through to its conclusion during the consultation and are willing to work with clients and create reasonable attorney fee payment plans for those who would otherwise not be able to get top representation.
Credit Reporting Errors
There are a number of common causes for credit reporting errors. Often these credit reporting errors have a devastating financial effects on the victims; consumers are unable to procure new credit, existing credit terms are unfavorably changed, insurance rates increase, employment can be denied and a vast amount of time may be spent attempting to correct these problems. Skaar & Feagle, LLP protects consumers’ rights when credit reporting errors occur and assists them in recovering financial damages.
Debit Card, Credit Card and Bank Fraud
Criminals are looking for ways to steal your money or create debt in your name. Despite legal obligations to help victims of debit card, credit card and bank fraud, banks and creditors often seek to hold you, the consumer, accountable. Whether you are a victim of a sophisticated dark web criminal ring with complex spoofing operations or just the victim of an opportunistic wallet or purse thief who uses your debit or credit cards, you do not have to be left holding the bag financially for this criminal activity if you know your rights and act timely. Skaar & Feagle, LLP represents and advocates for consumers who have been victims of unauthorized charges on debit or credit cards or had their online savings and checking accounts taken over by thieves. If your bank or lender has failed to make things right, please call us for a free consultation. Often, we can help you fix the problem by recovering stolen money or eliminating the fraudulently created debt and adverse credit information.
Debt Collection Harassment
Our firm has sued hundreds of collection agencies, collection attorneys and debt purchasers for their violations of Fair Debt Collection Practices Act (“FDCPA”). This Federal law protects consumers from debt collection harassment. Call our office for a free telephone consultation. If our firm accepts your case, we are paid only at the successful conclusion of the case, as the FDCPA provides for the recovery of attorney's fees from the violating debt collector.
Pre-recorded and Telemarketing Robo Calls & Texts
The Telephone Consumer Protection Act (“TCPA”) regulates a variety of telephone and telemarketing abuses. Skaar & Feagle, LLP has represented consumers in TCPA claims for various debt collection, telemarketing and political calls. Again, we offer a free telephone consultation. One of our consumer attorneys will speak to you about putting a stop to these intrusive calls and receiving just compensation for dealing with the annoyance of these calls.
Wrongful Repossessions of Automobiles
When a motor vehicle’s finance company or a title pawn agency hires a repossession agent to reclaim a motor vehicle (whether it is a car, truck, motorcycle, boat or RV) because they wrongfully believe you are not current on your loan or pawn or if the repo agent does not follow the proper and legal procedures for repossession your vehicle, they may be liable to you for damages under federal and state law for a wrongful repossession. We often findinappropriate acts were committed during the repossession, such as illegally breaking into your garage, breaching the peace and still attempting to take your vehicle over your verbal protest, injuring you or a family member during the repossession or damaging your car during the repossession. Please contact our office and an attorney will give you a free consultation to discuss this matter and counsel you on your rights to take action to recover damages.
Judgment and Garnishment Assistance and Defense
Judgments and garnishments almost always go hand in hand in Georgia. When a creditor obtains a judgment against a consumer, garnishment is their first line of attack for trying to collect on the judgment. Sometimes these judgments are defective, and we may be able to help save you a lot of money or avoid bankruptcy. Please contact our office and an attorney will give you a free consultation to discuss this matter and counsel you on your options to obtain the most favorable outcome.